New Jersey Financial Advisor Firm, Employee Benefits Advisor, Retirement Planning Advisor - James J. Varaklis & Company

Welcome.

James J. Varaklis & Company is an independent financial services and insurance consulting firm. As an independent firm, we offer objective solutions that never involve the sale of any proprietary products. Our clients include small and mid-sized businesses, high net worth individuals, their families and associated business interests.

We are unique in our personal approach and in the collaborative relationship that we form with each of our clients. Together with our clients we establish individual priorities, develop an appropriate plan of action, and implement a customized, tax-efficient investment strategy designed to achieve desired results.

Our mission is to help our clients realize their financial goals while minimizing their exposure to unnecessary risk. We focus on building portfolios to help meet their needs while emphasizing consistent returns.

We also invest in state-of-the-art technology to help our clients monitor their entire financial picture in one place.  Track your investment accounts, 401(k), real estate, life insurance policies, collectibles and more, all with the most advanced and secure technology available in the financial services industry.  To watch a video demo, please click here.

We welcome the opportunity to introduce our unique formula for fiscal stability into your financial future. Toward that end, we invite you to call us or stop by our offices at any time. This link will direct you to our Lebanon, New Jersey location.

We look forward to meeting you.

Sincerely,
James J. Varaklis
Calculators

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

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Newsletters

HOT TOPIC: Understanding the Three New U.S. Trade Agreements

Congress recently approved trade agreements with South Korea, Columbia, and Panama. They are the first U.S. trade agreements in four years. This article examines the pros and cons of the agreements and how they may stimulate the U.S. economy.

Are Consumers Holding the Keys to a Better Economy?

Consumer spending still accounts for about 70% of gross domestic product, but some government statistics suggest that consumers may have reduced spending drastically in recent years, especially on discretionary items. High unemployment, household debt, and a general lack of confidence can affect consumers' ability and willingness to spend.

Variable Annuities and Your Retirement Strategy

An insurance product may appeal to pre-retirees who want to invest more of their current incomes for retirement and defer taxes on market gains. A variable annuity enables investors to pursue investment gains with the option to purchase guarantees (for an additional cost) to help protect against the downside risks of investing in the markets.

Designating Retirement Plan Beneficiaries

IRAs and defined-contribution plans have become an important component of personal wealth for households. Designating account beneficiaries and keeping the designations current can be a complex — but important — process to perform on a regular basis as certain life events and tax situations can necessitate a change.

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