Savings Goals  
Setting a goal is a crucial step in meeting your savings objectives. Do you have specific savings goals, or are you merely hoping you’ll have enough when the need arises? This calculator is designed to help you determine how much you need to save each year to meet your savings goals.
     

What is the total value of your savings? (Add up your bank accounts, investments, and other liquid funds. Do not include pension plans and home equity.)

$

How much would you like to have in the future? (Try to match a specific savings goal with a dollar figure. This will provide greater meaning and motivation.)

$

How many years do you have to save? (Write down the time frame for your goal.)

What after-tax return do you expect on your investments (0 percent to 12 percent)? (Estimate the return on investments based on the time frame and the investment vehicles used for a particular savings goal. Remember to adjust for taxes.)

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New Jersey Financial Advisor Firm, Employee Benefits Advisor, Retirement Planning Advisor - James J. Varaklis & Company
3 Werner Way
Suite 204		 • Lebanon, NJ • 08833
Phone: Toll Free: 888-849-5580
Local: 908-849-4800 		• Fax: 908-849-4803
www.JJVCO.com • james@jjvco.com

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Registered Representatives of LPL Financial whose identities and associations with James J. Varaklis & Company are disclosed on this site may only discuss Securities or Transact Business with persons who are residents of the following states:  California, Connecticut, Florida, Massachusetts, Maine, Maryland, North Dakota, New Jersey, New York, Pennsylvania, South Carolina and Virginia.